Having a credit score of 750 opens up a world of possibilities when it comes to credit card options. Here are the top 10 cards that are perfect for individuals with a 750 credit score:
The Platinum Card® from American Express
Card Summary:
Rewards: Earn 5X points on airfare and hotels, 2X points on car rentals, and 1X points on other purchases. Redeem points for up to 1 cent each.
Welcome Offer: Receive 80,000 points after spending $8,000 in the first six months.
Rates and Fees: $695 annual fee, no foreign transaction fees, variable APR of 21.24% to 29.24%.
Cardholder Perks: Includes travel credits, annual credits for Uber and more, airport lounge access, elite hotel status, and various insurances and purchase protections.
Chase Sapphire Preferred® Card
Card Summary:
Welcome bonus 60,000 Chase Ultimate Rewards points ($1,230 value)
Benefits include hotel statement credits, anniversary points bonuses, and DoorDash DashPass membership
Simple earning structure for points across categories
Redeem points for travel through Chase Travel or transfer to travel partners for great value
Annual fee $95
Capital One Venture Rewards Credit Card
Card Summary:
75,000 bonus miles welcome offer
2X miles on all purchases
Redeem for various travel expenses
No restrictions on airlines or hotels
Great for occasional travelers
$95 annual fee
MasterRental Insurance
Global Entry/TSA PreCheck credit
Trip cancellation coverage
Capital One SavorOne Cash Rewards Credit Card
Card Summary:
$200 cash bonus after spending $500 in the first 3 months
10% cash back on Uber and Uber Eats purchases until Nov. 14, 2024
8% cash back on Capital One Entertainment purchases
5% cash back on hotels and rental cars via Capital One Travel
3% cash back on dining, entertainment, streaming, and groceries
1% cash back on all other purchases
0% intro APR on purchases for 15 months
0% intro APR on balance transfers for 15 months
Hilton Honors American Express Card
Bonus Features:
Welcome bonus: Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Hilton Honors American Express Card in the first 6 months of Card Membership.
Earn up to 7X points on Hilton stays
5X points at select locations
3X points on other purchases
Redeem points for hotel stays, experiences, and more
Travel perks like Silver Elite status
Opportunity to achieve Gold status with spending thresholds
Fifth Night Free benefit for booking multiple consecutive nights using points
American Express® Gold Card
Rewards
4X points on restaurant and U.S. supermarket purchases (up to $50,000 and $25,000 per calendar year respectively, then 1X points)
3X points on flights booked directly with airlines or via Amex Travel
2X points on prepaid hotels and other eligible purchases via Amex Travel
1X points on all other purchases
Welcome offer
60,000 points after spending $6,000 in purchases within the first six months
Limited-time offer: 20% back in statement credits on eligible restaurant purchases within the first six months (up to $100 back, offer ends Nov. 6, 2024)
Rates and fees
$325 annual fee
No foreign transaction fees
No intro APR on purchases or balance transfers
21.24% to 29.24% variable ongoing APR (Pay Over Time)
Other perks
Up to $120 in annual dining credits (enrollment required)
Up to $120 annual credits for Uber Cash
Up to $100 in credit towards eligible charges with The Hotel Collection
Up to $100 in credits each calendar year for Resy restaurants
Up to $84 in credits each year for Dunkin' purchases
Wells Fargo Autograph Journey℠ Card
5X points on hotel purchases, 4X points on airline purchases, and 3X points on restaurant and other travel purchases.
50,000 bonus points after spending $4,000 in the first three months.
No foreign transaction fees and a $50 annual statement credit for airline purchases.
Travel insurance, cellphone protection, and Visa Signature benefits are included.
Annual fee of $95 and a variable APR ranging from 21.24% to 29.99%.
Chase Ink Business Cash® Credit Card
Rewards:
$350 bonus cash back for spending $3,000 in the first 3 months
Additional $400 bonus for spending $6,000 in the first 6 months
5% cash back on office supply stores, internet, cable, and phone services (up to $25,000/year)
2% cash back on gas stations and restaurants (up to $25,000/year)
1% cash back on all other purchases
Rewards value: 2 cents per point
Purchase intro APR: 0% for 12 months
Annual fee: $0
Late payment fee: $40
Foreign transaction fee: 3%
Car rental coverage
Extended purchase warranty
Theft/damage purchase protection
Hilton Honors American Express Card
Credit Card Features:
Rewards Program:
Get 80,000 Hilton Honors Bonus Points after spending $2,000 in the first six months.
7X points at Hilton hotels
5X points at U.S. supermarkets, gas stations, and restaurants
3X points on other purchases
No annual fee.
No foreign transaction fee.
Car rental insurance
Purchase protection
Complimentary Hilton Honors Silver Status
Upgrade to Gold Status with eligible purchases
Thanks for reading Top 10 Credit Cards for a 750 Credit Score!
Each of these cards offers unique benefits and rewards tailored to different spending habits and preferences. Whether you're looking for travel rewards, cash back, or hotel perks, there's a credit card on this list that's sure to meet your needs.
Remember to always use credit cards responsibly and make payments on time to maintain your excellent credit score!
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