Debt

Discover insightful articles on managing credit card debt, strategies to pay off credit card debt.

Residual Interest Explained: Why You're Still Paying After Zero Balance

Have you ever paid off your credit card balance only to find residual interest charges on your next statement? This frustrating surprise...

Regardless of how much time has passed, debt collectors can continue pursuing payment indefinitely. Even after seven years, collection...

The average credit card debt in America has reached alarming new heights. Credit card balances have soared to a record $1.21 trillion by...

Did you know a debt management program can boost your credit score by an average of 62 points after just two years? Despite the financial...

Did you know that 90% of Americans now budget their money? After completing debt relief programs, establishing a solid budget becomes...

$17.80 trillion - that's the current household debt in the United States, according to the Federal Reserve Bank of New York. With the...

Did you know credit cards can charge interest rates as high as 28% or more if you don't pay your balance in full each month? I've seen...

Credit card interest rates currently stand at a staggering 20.78% on average—close to the highest rates on record. When we examine how...